Since the financial crisis, we have all seen (and maybe not fully understood) the increasing regulation of banks and how this is impacting their Asset and Liability Management techniques. As a result, annuity revenue streams, such as those involved in transaction banking flows (and, in particular cash management) are ever more attractive to banks, rather than the more capital intensive blend of products and services offered prior to the crisis. The resulting changes in the focus and strategy of banks has ultimately had a knock-on effect on their corporate and institutional clients.
As such, there has never been a more important time to understand the importance of transaction banking flows and techniques, both to banks and to their clients. After all, we all know “cash is king”.